Our lawyers will provide you with the knowledge and advice needed to make an informed decision before granting a mortgage or when taking out a loan.

Borrowing money and granting your lender a mortgage over your property can be nerve-wracking. Many people feel overwhelmed by the process and the documentation involved. Our mortgage lawyers are here to review your documentation and provide you with straightforward, easy to understand advice so that you can make an informed decision and you know what to expect.

If you are looking to borrow or if you have agreed to be the guarantor for a loan, it is important to understand the risks and obligations involved. Loan documentation can be confusing and overwhelming. Our lawyers are here to review loan documents and provide advice so that you are in the best position to make an informed decision.

We will provide expert legal advice on the risks associated with taking out or guaranteeing a loan, so that you can make an informed decision before you borrow or agree to become a guarantor.

Our lawyers understand that there can be urgency associated with mortgage and loan transactions. We can review and advise on documents quickly. We are also able to conduct property searches and obtain reports, assist with loan application preparation, witness mortgage documents and supply certificates of independent legal advice, liaise with banks and other financial institutions and arrange settlements on PEXA.


Technically, you do not need a lawyer to advise you in relation to a mortgage including a refinance. However, mortgages are complicated legal documents and we strongly recommend that you get legal advice.

Mortgage insurance is not required by law. Your lender will require mortgage insurance if the amount you borrow exceeds a certain percentage of the value of the property being offered as security. The usual percentage is 80%.